Personal Insurance

Covers loss or damage to your vehicle due to accidental collision and/or negligence, and your legal liability towards a third party’s (including passengers) injury and property demage.

Provides cover for mechanical or electrical breakdowns that may affect your vehicle during the warranty period. Compensation shall be for parts and labour incurred to rectify the warranty-covered vehicle parts.

Designed for travelers to different destinations and purpose of travel. Travel can be for an individual or a group. Plans for ad hoc travel and annual coverage are available.

Generally, fire insurance covers the cost of reinstating damaged internal structures, fixtures, as well as areas built and provided by Housing Development Board and the developer. It does not include home contents such as furniture, renovations and personal belongings.

Home content insurance offers much broader coverage than fire insurance. It protects not only your home itself (ie. the building) but also the contents inside it such as furniture, renovations and appliances. Depending on your policy, this can even include your laptop or jewellery.

With at least 250,000 maids employed in Singapore, the Ministry of Manpower (MOM) requires all employers to purchase maid insurance for their helpers. Maid Insurance is compulsory if you have a maid in Singapore. Most insurers provide coverage for medical and administrative expenses as required by the MOM in Singapore. Most insurers will bundle this in with the bond required to hire a maid.