Property Insurance

Why Choose PCMI

Finding reliable insurance coverage can be challenging. At PCMI, we simplify this by providing tailored insurance solutions for individuals and businesses.

Here are some reasons to check us out.

• Fire & Extra Perils – Covers the loss or damage to the insured property due to: Fire. This normally includes Aircraft damage. Bursting or overflowing of water tanks, apparatus or pipes. Earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm and flood arising therefrom.
• Industrial All Risks – Industrial All Risks Insurance protects the insured from property damage and. business interruption suffered because of unforeseen and sudden circumstances. Coverages include Material Damage and Coverage is provided for the insured items that are physically lost or destroyed.
• Business Interruption – Business interruption insurance is insurance coverage that replaces income lost in the event that business is halted due to direct physical loss or damage, such as might be caused by a fire or a natural disaster.
• Burglary Insurance – Burglary Insurance covers loss or damage to property following upon an actual and violent entry of the insured premise by any unauthorised person other than the Insured and his employees.
• Plate Glass Insurance – Plate glass insurance covers accidental breakage of and damage to glass on business premises.
• Fidelity Guarantee Insurance – A Fidelity Guarantee Insurance is what a company needs to cover a direct financial loss sustained by reason of any act of forgery and/or fraud and/or dishonesty of monies and/or goods by the employee insured.
• Money Insurance – Money insurance is a type of policy designed to protect the insured’s physical cash or cheques from going missing. If the insured lose cash due to theft, robbery, or just plain carelessness, this insurance will compensate the insured for every dollar lost (up to the coverage limit purchased)
• Machinery/ Equipment All Risks – Machinery/ Equipment All Risks insurance covers the insured’s machinery and equipment against physical loss or damage caused by fire, flood, theft and other accidental damage.
• Terrorism (Property) Insurance – Terrorism insurance covers against loss or damage to the insured property and the ensuing loss of income, with various extensions depending on the nature of the attack (for example, assailants’ motivations and allegiances can sometimes define how claims are processed).